Are you looking for a home loan or an opportunity to refinance in Texas? Below are Texas mortgage companies who can search a large database of lenders to find the best product for you.
Texas Loan FactsCommunity Property State - Since Texas is a community property state, you must include the liabilities of both the husband and the wife when calculating debt-to-income ratios. You can still do a loan in one name, however, you must include both the husband's and wife's liabilities.
High Closing Cost State - HUD has determined certain states to be high closing cost states and others to be low closing cost states. Texas is classified as a high closing cost state due to higher priced title fees. If you are moving to Texas from another state, be aware of these costs.
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