Are you looking for a home loan or an opportunity to refinance in California? Below are California mortgage companies who can search a large database of lenders to find the best product for you.
California Loan FactsCommunity Property State - Since California is a community property state, you must include the liabilities of both the husband and the wife when calculating debt-to-income ratios. You can still do a loan in one name, however, you must include the liabilities of both the husband and the wife.
Low Closing Cost State - HUD has determined certain states to be high closing cost states and others to be low closing cost states. California is classified as a low closing cost state due to lower than normal title fees and other closing fees.
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